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Cofrestru am le ar gyfer y Diwrnod Agored, 12 Medi

Ffioedd ac ariannu

Cyflwynir y tudalen hwn yn Saesneg am nad yw wedi'i gyfieithu i'r Gymraeg hyd yn hyn.

Os hoffech i’r dudalen hon gael ei chyfieithu fel mater o flaenoriaeth, anfonwch gyfeiriad y dudalen hon at web@cardiff.ac.uk

Wales

Tuition fees

2012 saw Government funding of higher education change. Consequently, Cardiff University is charging a tuition fee of £9,000 per annum to new undergraduate students beginning their studies from September 2015 onwards. This will ensure that the University’s high-calibre research-led teaching is protected, and the vibrant student experience enjoyed by our students will be maintained and continually improved.

Tuition fee funding

Students from Wales can apply for a (repayable) tuition fee loan of up to £3,810 per year to cover the initial tuition fee cost (subject to terms and conditions). This loan only has to be repaid after you finish your studies and earn a salary in excess of £21,000p/a. You may also be eligible for a (non repayable) Welsh Government tuition fee grant of up to £5,190, subject to terms and conditions, to cover the remaining tuition fee balance.

Funding for living costs for Welsh domiciled students 

You can apply for a Maintenance Loan to help with your living costs. What you receive will depend on your personal circumstances. The loan and grant information for 2014/15 entry has yet to be released but it will appear here as soon as it is confirmed.

For information, the maximum amounts available for new students starting university entry 2014/15 were:

Where you live and study Maximum loan - for new students starting Sept 2014
You live with your parents up to £4,027
You live away from home and study outside London up to £5,202
You live away from home and study in London up to £7,288
You spend a year of a UK course studying overseas up to £6,202

The amount of Maintenance Loan you receive depends on your household income and any grant you receive.

Living cost grants

If you’re a full-time student, you could qualify to receive a (non repayable) grant towards your living costs called The Assembly Learning Grant. The amount you receive depends upon your household income.

2015/16 entry information has not yet been published. For entry 2014/15, new students were entitled to:

  • the maximum grant of £5,161 a year, if your household income is £18,370 or less
  • a partial grant if your household income is between £18,370 and £50,020

Repaying the loans

  • You become liable to repay in the April after you leave your course, but you only have to repay if you earn over £21,000.
  • Your monthly repayment will be based on what you earn, not how much you borrowed.

Interest on your loans

  • You’re charged interest on your loan from the time you get your first payment in university until you pay your loan back in full.
  • The amount of interest you’re charged varies (see table). The actual interest rates depend on the rate of inflation.

Your annual income Interest rate on your loan
While you're studying and up to the point when you are liable to repay Rate of inflation (RPI) plus 3%
After you are liable to repay and have income below £21,000 Rate of inflation (RPI)
After you are liable to repay and have an income between £21,000 - £41,000 At the rate of inflation (RPI) and up to +3% depending on your income
After you are liable to repay and have income of £41,000 or more Rate of inflation (RPI) +3%

How much are the repayments?

  • You repay your loans back at a rate of nine per cent of your income over £21,000. So if your salary is £25,000 a year, you pay nine per cent of £4,000, which is £30 a month.
Your annual income (before tax) Monthly repayment
£15,000 £0 - salary is below the threshold
£25,000 £30
£35,000 £105
£45,000 £180
  • Repayments will normally be deducted from your salary through the tax system.
  • You can also make voluntary repayments.

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